For many people it’s a dream, having a second home. However, buying a second home is different from financing a first home. Read what you need to take into account and save with some practical tips on financing a second home. If you want to choose for lening zonder bkr it’s important that you check all the terms and regulations and make the perfect choice.
Mortgage second home is a hard thing to do
If you want to take out a mortgage for your second home, you’ll discover that there aren’t many mortgage lenders who fully finance a second home. Want to buy a second home with a mortgage? In that case, the mortgage lender usually imposes requirements with regard to the building value (made of stone and with tiled roof). You also often have to be able to contribute your own money. You bring in your own money by means of your own savings or a loan.
Haven’t saved enough yet or would you rather keep this money in reserve as an apple for the thirst? Then you can borrow money from a lender. We’ll give you some tips on what to look out for, so that you don’t pay unnecessarily much and save on the loan to finance the second home in an easy way.
Tip 1. Second home financing, choose the right type of loan
If you’re looking for loans, there are many types of loans to choose from. Make sure you always choose the right type of loan that fits your lending goal. In this case, this is definitely the personal loan. This is because you then borrow a fixed amount at a fixed interest rate and a fixed term. This way, you know exactly where you stand in advance.
Tip 2. Compare lenders at 2nd house financing
Nowadays there are dozens of lenders. They all offer different conditions and apply different interest rates. The difference between lenders can easily amount to hundreds of euros per year. A good comparison and applying for your loan from the provider with the lowest interest rate and best conditions will save you a lot of money.